Last updated 18 September 2026
This policy applies to the Strategy Lab premium subscription, the only paid product on vishalwealthview.com. The calculators and research reports are free.
You can cancel at any time, with no cancellation fee and no notice period. Email vishalvealthview@gmail.com from the address on your account and we will cancel it for you.
Cancelling stops the next payment. Your premium access continues until the end of the month you have already paid for, and the Plans page shows that end date once the cancellation is in place. We do not cut off access the moment you cancel.
First payment: if Strategy Lab is not what you expected, email us within 2 days of your first payment and we will refund it in full.
Something went wrong: if you were charged twice, charged after cancelling, or could not use the service because of a fault on our side, we will refund that payment in full whenever it happened. Tell us and we will fix it.
Renewals: monthly renewals are not normally refunded once the month has started, because the service is available in full from the first day. Cancel before the renewal date to avoid the next charge. If a renewal caught you by surprise and you have not used the service that month, write to us anyway — we would rather sort it out than keep money you did not mean to spend.
Email vishalvealthview@gmail.com from your account email address with what happened, and your payment or subscription ID if you have it. We reply within 2 working days.
Approved refunds are issued through Razorpay to the original payment method. We start the refund within 3 working days of approving it. Your bank or card issuer then takes a further 5 to 10 working days to post it to your account — that part is outside our control. UPI refunds are usually faster. A payment made in US dollars is refunded through PayPal to the account it came from, in the same currency.
If a payment fails, no money leaves your account and your subscription simply does not renew. If a failed payment shows as debited, it is normally an authorisation hold that your bank releases within a few working days. Send us the payment ID if it does not clear.